Each year, pipes freeze in the homes of more than 100,000 Michigan families, according to State Farm™ Insurance. Dropping winter temperatures can cause extensive water damage as pipes begin to freeze and burst, causing water damage to walls, ceilings, floors, furniture and other possessions. Even a small crack in your water pipe can leak enough water to flood your home. In fact, in just one day, 250 gallons of water can be discharged from a pipe crack as small as 1/8 inch. So, it is imperative to be proactive and take action to protect your home.
Is a frozen pipe / broken pipe covered on my home insurance?
A home owner’s policy does not cover a damaged pipe from freezing water. The home owner will be responsible for repairing the broken pipe and any associated plumber costs. Maintenance repairs are always the homeowner’s responsibility.
The good news, all home owner’s insurance policiesdo cover water damage from a frozen pipe. So what does that mean exactly? Well, it means if you have inches of standing water damaging your floors, dry wall, and belongings, your insurance policy will cover the damage minus your deductible. Most Michigan home policies come with a flat rate deductible such as $500 or $1000.
Strategies to Prevent Water Damage from Frozen Pipes
Before extreme weather strikes Michigan, prepare your home to prevent water damage before it occurs. When temperatures dip, take immediate action to prevent water damage:
Open bathroom and kitchen cabinets to allow warm air to circulate around water pipes.
Open taps throughout the house to allow water to drip and to keep water pipes from freezing.
When going out of town, keep thermostat at 55 degrees and ask a trusted neighbor or friend to watch your home for possible leaks. Also, turn your water off and drain water supply lines.
Keep in mind that homeowners’ insurance companies are more apt to pay your water damage claim if you can show that you have done your due diligence and maintained your property in a reasonable manner.
Frozen Broken Water Pipe Cleanup Services Wayne County MI
We quickly respond to your location for emergency water cleanup from frozen burst water pipes in 60 minutes or less with our state of the art mobile extraction units. Our powerful truck mounted vacuums will quickly remove standing or flowing water and the remaining moisture.
Our water cleanup professionals will make sure your water damage situation is handled correctly and professionally. We will minimize occupant discomfort, inconvenience and unnecessary costs. When frozen or broken pipes in Michigan cause flooding and water damage to your home or building, the Select water restoration team is equipped with the most advanced technologies.
All water restoration services are performed by our IICRC certified technicians who focus on customer satisfaction and high-quality results above all else. All of Select Restoration’s Michigan water restoration services are available 24 hours a day, 365 days a year. Don’t delay, call the professional water restoration technicians at Select Restoration today in order to recover from flooding caused by frozen or broken pipes here in Michigan.
Frozen Burst Pipes Wayne County MI: Allen Park, Belleville, Canton, Dearborn, Delray, Detroit, Ecorse, Flat Rock, French Landing, Garden City, Gilbraltar, Greenfield Village, Grosse Ile, Grosse Pionte, Grosse Pointe Farms, Grosse Pointe Shores, Grosse Pointe Woods, Hamtramck, Harper Woods, Highland Park, Inkster, Lincoln Park, Livonia, Melvindale, Northville, Oak Park, Plymouth, Redford, River Rouge, Riverview, Rockwood, Romulus, Southgate, Taylor, Trenton, Wayne, Westland, Woodhaven, Wyandotte
Why Are We Different?
The background and experience our team assembles is unmatched. Each specialist comes from a diverse background in the field of water damage restoration.
Since established in 1993 we have helped thousands of commercial and residential customers put not only their properties back together but their lives as well.
Our reputation among insurance companies is so influential that we can negotiate a schedule for site inspection and settlement offers and begin work immediately!
Flood Cleanup | Water Damage Restoration Services Michigan